What proof must a roofing contractor provide to the regulator regarding their insurance?

A roofing contractor is required to provide a certificate of insurance to the regulator as proof of coverage. This document is issued by the insurance company and serves as formal verification that the contractor possesses the necessary insurance, including general liability and, when applicable, workers' compensation coverage. The certificate outlines the insurance policy details such as the types of coverage, policy limits, effective dates, and the company providing the coverage.

The certificate of insurance is concise and comprehensive, making it a standard requirement for contractors to confirm that they are adequately insured before commencing work. It can also be shared with clients or regulatory bodies as evidence that the contractor is in compliance with legal and industry standards for roofing operations.

Alternatives like a copy of the policy or proof of payment of premiums may not convey the current status of coverage or compliance as effectively as a certificate of insurance, which is specifically designed for this purpose.