What type of insurance is required for a roofing contractor to get a license in Illinois?

In Illinois, roofing contractors are required to have general liability insurance to obtain their license. This type of insurance is crucial as it provides coverage for a range of risks associated with construction work, including bodily injury, property damage, and certain legal liabilities that may arise from the contractor's operations.

General liability insurance protects the contractor from claims arising from accidents or injuries that occur on the job site, safeguarding both the contractor and their clients. It demonstrates a level of professionalism and responsibility, ensuring that the business can cover potential damages without incurring significant financial burden.

Other forms of insurance, such as workers' compensation or professional liability insurance, also play important roles in the overall risk management strategy for roofing contractors, but they do not specifically fulfill the licensing requirement concerning liability for general operational risks associated with construction activities.