What type of insurance is required for a roofing contractor to apply for and maintain an Illinois roofing license?

In Illinois, roofing contractors are required to have Workers' Compensation Insurance in order to apply for and maintain a roofing license. This type of insurance is crucial because it protects workers who may be injured on the job, ensuring they receive medical care and compensation for lost wages due to work-related injuries. This requirement helps to promote a safer working environment in the roofing industry, as it places responsibility on contractors to safeguard their employees against potential hazards associated with roofing work.

While other types of insurance, such as General Liability Insurance, Property Insurance, and Health Insurance, may be beneficial for contractors, they are not specifically mandated for the purpose of maintaining a roofing license in Illinois. General Liability Insurance, for example, protects against claims of property damage or bodily injury caused by the contractor's work but does not cover workplace injuries to employees. Therefore, the emphasis on Workers' Compensation Insurance highlights the commitment to protecting the welfare of workers within the roofing profession.