Which responsibility does a roofing contractor have under Illinois law regarding insurance?

A roofing contractor in Illinois is required by law to carry general liability insurance. This type of insurance is crucial because it protects both the contractor and their clients against potential claims for bodily injury or property damage that may arise during the roofing project. General liability insurance provides coverage for incidents such as accidents that occur on the job site, damage to a client's property, or injuries to third parties.

Having this insurance is a legal stipulation that ensures that contractors are financially equipped to handle unforeseen events, thereby providing an essential layer of protection for their business and clients. It also instills trust in clients, as it indicates that the contractor is operating professionally and responsibly.

The other options reflect requirements that are not mandated by Illinois law. For instance, roofers are not specifically required to provide health or life insurance to their employees, nor are they obligated to insure contracts based solely on their value. The focus on general liability coverage underscores the importance of risk management in the construction and roofing industry.